Pay-Day just moved closer


Pay-Day is no longer end of the month. It is any day you choose. United Bank for Africa (UBA) Plc has just delivered to workers the power to determine what day is Pay-Day.


No longer do monthly paid workers have to wait till that time between 24th and 30 th or 31 st day of the month to be paid.  With UBA’s new U-Advance card, the pressure of waiting to be paid so that emergency expenses can be taken care of has been removed.

The “U-Advance Card,” is a payment card that allows workers who operate a salary account with UBA to get a credit advance ahead of pay-day.

John, a staff of a consulting firm based in Lagos admits that U-Advance Card is one of the best products to have come out of any financial institution.


 “I ran into a recent difficult but temporary financial situation recently. I needed to register my child in school and I had the opportunity to get a 50% discount if I registered him before 15 th of the month. I was cash strapped and could not get anyone who was not cash strapped enough to lend me some money. If I had a U-Advance Card, I am sure I could have easily paid and taken the discount. Sadly, I eventually paid the full amount without the discount when I was paid at the end of the month”


Temporary financially difficult situations as described by John above is what U-Advance card is set to resolve, explains Dr. Adeyinka Adedeji, Divisional Head, e-Banking, UBA Plc.

“The U-Advance Card is an internationally accepted card payment solution designed to address the salary account holders’ need for easy and quick access to extra funds before pay-day.  It is a form of a revolving, secured credit facility” explains Dr Adedeji,

“The advantage of the U-Advance credit card is that it simplifies the credit process. So, it is not every time you have a temporary liquidity challenge that you fill out a form and go through the strenuous process of applying for a loan. Once you have a U-Advance Card, you can always meet any temporary cash crunch by just approaching the ATM. The card becomes your permanent access to credit anytime you need it.” He explained.


UBA explains that  the U-Advance Card  complements UBA’s existing suite of retail credit products in the form of a Naira based, short term, secured financing targeted at salary account holders and will provide frictionless access to much needed credit with the cardholder’s monthly salary as security.

It is however available only to salary account holders with UBA Plc, but non-UBA customers can pre-qualify by opening a salary account with UBA. It is Ideal for staff of reputable organizations, affluent and high networth individuals (HNIs) who receive regular monthly salary; individuals wishing to obtain the U-Advance credit card can approach the nearest UBA business office for details on eligibility and how to apply.

 It is also interesting to know that the U-Advance card is accepted locally and internationally.  U-advance cardholders can make cash withdrawals at over 1.9 million ATMs worldwide and POS or web purchases at more than 30 million retail outlets around the world.

For safety, the U-advance card comes with the EMV certified chip and PIN technology plus the 3D Secure feature for enhanced protection during web transactions.


“The U-Advance Credit card has been introduced in line with UBA’s strategy of growing its retail business across Africa and strengthens its position as Africa’s financial solution power house. Access to this credit card is relatively easy as the main requirement is a valid salary account which has been operated for a period of no less than three months for existing customers and six months for new customers.” Dr Adedeji explained.

UBA, with more than seven million retail customers, is a major issuer of payment cards in the country. The bank issues MasterCard, Visa and Verve cards. UBA also pioneered the issue of Prepaid Cards in the country, which can be used without a bank account.

Cards are a key part of the UBA e-banking strategy hence the bank’s strategic partnerships with credible local and international retailers to ensure that all customers enjoy the advantages and convenience which come with the use of its payment cards. 

UBA Debit and Prepaid Cards as well as the newly introduced U-Advance Credit Card are accepted across the 18 African countries the Bank operates in addition to over 30 million merchants locations around the world. An ideal travel companion during the holidays, UBA cards offer convenience and a safer alternative to cash.


The UBA Group is a highly diversified financial services provider, with business offices in New York, Paris and a subsidiary in London. A leading player on the African continent, UBA has significant market share and operations in 19 different African countries. The Group has a strong retail franchise across the continent offering its more than seven million customers a bouquet of products and services tailored to meet their different financial needs
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  25. EDWARD JONES FINANCE IS THE BEST PLACE TO GET A LOAN {Jonesloanfinance@yahoo.com},
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    ReplyDelete
  26. My name is Leah Brown, I'm a happy woman today? I told myself that any loan lender that could change my life and that of my family after having been scammed separately by these online loan lenders, I will refer to anyone who is looking for loan for them. It gave me and my family happiness, although at first I had a hard time trusting him because of my experiences with past loan lenders, I needed a loan of $300,000.00 to start my life everywhere as single mother with 2 children, I met this honest and God fearing online loan lender Gain Credit Loan who helped me with a $300,000.00 loan, working with a loan company Good reputation. If you are in need of a loan and you are 100% sure of paying the loan please contact (loangaincredit@gmail.com)
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    ReplyDelete
  27. I got my programmed and blanked ATM card to
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    ReplyDelete
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  29. ATTENTION TO EVERYONE:

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  30. PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!!Hey Guys!!!Am so happy I got mine from Mike Fisher. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $14,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mike Fisher because i met two people before her and they took my money not knowing that they were scams. But am happy now. Mike Fisher sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. i'm grateful to Mike Fisher because she changed my story all of a sudden . The card works in all countries except, Mali and Nigeria. Mike Fisher email address is blankatm001@aol.com WhatsApp +1 (712) 600 2838 )

    ReplyDelete
  31. If you think your spouse may be cheating, you can contact PHONESPYAPPS1@GMAIL.COM
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  34. I was despondent because i had a very small penis, about 2.5 inches soft and 4 inches hard not nice enough to satisfy a woman, i have been in so many relationship, but cut off because of my situation, i have used so many product which doctors prescribe for me, but none could offer me the help i searched for. i saw some few comments on the INTERNET about this specialist called Dr movo and decided to contact him on his email: {drmovo.supernaturalherbalmedic@gmail.com} so I decided to give his herbal product a try. i emailed him and he got back to me, he gave me some comforting words with his herbal pills for Penis Enlargement, Within 3 week of it, i began to feel the enlargement of my penis, " and now it just 4 weeks of using his products my penis is about 9 inches longer, and i had to settle out with my Ex girlfriend JOY, i was surprised when she said that she is satisfied with my sex and i have got a large penis. Am so happy, thanks to Dr movo I also learn that Dr movo also help with Breast Enlargement Hips and Bums Enlargement etc.. If you are in any situation with a little Penis, weak ejaculation, small breast_hips_bums do get to Dr movo now for help on his email:{drmovo.supernaturalherbalmedic@gmail.com} or whatsapp +2347061865209).

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  35. I am a private lender and Investor, Do you need a legit, honest, reputable and quick loan? I can help you with 100% guarantee loan, I am offering business and individual loan, More also we financing all kind of projects. For more details contact us at: jonmcguire47@gmail.com.

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  36. Hello Everyone I want to quickly use this medium to share a testimony on how i was directed to a Legit and real illuminati member who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to to be a member of the illuminati and was scammed the sum of $3,000 i became so desperate in being a member online who will not add to my pains, then i decided to contact a friend of mine who recently became a member, we discussed about the issue and to our conclusion she told me about a man called Ryan Wyatt who is the grand master in the whole of America. So i applied to become a member of illuminati easily without stress and all the preparations where made concerning how to become a member in two(2) days i became a member and the sum of $250,000.00 dollars was deposited into my bank account so i want to advice any one who wants to become a member should call him,+ or WhatsApp him +16282363086 or email (info.illuminatialtar666@gmail.com) he does not know am doing this i pray that baphomet will bless him for the good things he has done in my life.

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  38. INFECTION DURING PREGNANCY - HEALTH RISK FOR UNBORN CHILD.
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    ReplyDelete
  39. PLEASE READ!!Hello Guys!!! I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $10,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano's email address is adrianohackers01@gmail.comPLEASE READ!!Hello Guys!!! I am Caro I live in Ohio USA I’m 32 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $10,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano's email address is adrianohackers01@gmail.com

    ReplyDelete
  40. I have been a victim of scam but when i saw a post regarding to a loan on how a woman with three kids got a loan from John Berry Loan Offer I was overwhelmed. I just got my loan approved 18th november 2019 and I received my loan 19th November 2019. If you are in any Financial crisis feel free to contact this private lender they give loan at 2% interest rate all over the world . Get your legitimate loan at John Berry Loan Offer and stop wasting your time with fake lenders. Contact them now via email: johnberryloanoffer280@gmail.com Thanks you John Berry Loan Offer I am grateful

    ReplyDelete
  41. I got my already programmed and blanked ATM card to withdraw the maximum of $10,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $60,000 Albert Gonzalez is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the ATM cards. And no one gets caught when using the card. get yours from him. Just send him an email: cyberhacker01477@gmail.com or whatsapp: +48732104354 and be happy like Me...

    ReplyDelete
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  43. Apply for loan today, and get approved. Quick, easy and convenient. At high class loan fund company, we offer all types of loan with 2% interest rate and also accept investment funding of any amount with good interest rate in return. Dig your well before you get thirsty. Contact us today at highclassloanfund@gmail.com. God bless you

    ReplyDelete
  44. PLEASE READ!!!Hello Guys!!! I am Sharon I live in Florida USA I’m 37 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,000 daily. I got it from Him last week and now I have withdrawn about $10,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano's email address is adrianohackers01@gmail.com

    ReplyDelete
  45. Attention:
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    ReplyDelete
  46. Are you interested in the service of a hacker to get into a phone, facebook account, snapchat, Instagram, yahoo, Whatsapp, get verified on any social network account, increase your followers by any amount, bank wire and bank transfer. Contact him on= ETHICALHACKERS009@GMAIL.COM

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  47. BIENVENIDO: EL PRESTAMO ENTRE INDIVIDUOS ONLINE SIN CARGO UN EQUIPO MUY DINÁMICO EN LA TAREA

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